Allegany County property record for 5 Ridgeway Ter, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,835 sqft · built 1912 |
| Lot Size | 0.063 acres (2,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,400 (Mar 2008) |
| Tax Bill | $886 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-007599 |
| Primary APN | 22-007599 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,835 sqft Total Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 2,725 sqft (0.063 acres) |
| Porch | Slab |
| Porch Area | 424 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 007599 |
|---|---|
| Street Address | 5 RIDGEWAY TER |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 RIDGEWAY TERR PT LOT 12 54X100 HOLZSHU ADDN 0X115 |
| Legal Subdivision | HOLZSHU ADD |
| Legal Lot Number | 12 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 500 |
5 Ridgeway Ter is owned and occupied by two individuals who bought it in March 2008.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 RIDGEWAY TER, CUMBERLAND, MD 21502-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2008 · Amount on File |
| Deed Sale | Mar 26, 2008 · Amount on File |
| Prior Sale | Feb 3, 1999 · Amount on File |
| Deed Document Number | 200880477 |
| Deed Book / Page | 1476 / 219 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5 Ridgeway Ter was $886 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,200 Land $2,400 Building $121,800 | $124,200 Land $2,400 Building $121,800 | |
| 2025 | $886.00 Homeowner's exemption | ||
| 2023 | $819.00 Homeowner's exemption | $92,600 Land $2,400 Building $90,200 | $92,600 Land $2,400 Building $90,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Ridgeway Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Ridgeway Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures