Middlesex County and North Reading Town property record for 5 Ridgeway Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,176 sqft · built 1987 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $735,000 (Jun 2012) |
| Tax Bill | $16,936 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:33-P:121 |
| Primary APN | M:33-P:121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,176 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 1,532 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 5 RIDGEWAY RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 121.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 330201 |
5 Ridgeway Rd is owner-occupied and held in a trust since September 2025.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 RIDGEWAY RD, NORTH READING, MA 01864-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2012 · Amount on File |
| Deed Sale | Jun 22, 2012 · Amount on File |
| Prior Sale | Aug 31, 1998 · Amount on File |
| Deed Document Number | 201212 |
| Deed Book / Page | 59352 / 375 |
| Last Transfer Date | Sep 5, 2025 |
| Transfer Doc | 084648-528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Sep 24, 2025 |
| Property Address | 5 RIDGEWAY RD, NORTH READING, MA 01864-1704 |
| Document Number | 084648-528 |
| Book / Page | 84648 / 528 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 115384 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 RIDGEWAY RD, NORTH READING, MA 01864-1704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 5 RIDGEWAY RD, NORTH READING, MA 01864-1704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0077085-80 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 77085/80 |
| Instrument | 44348 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 5 Ridgeway Rd was $16,936, up 1.1% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,936.00 (+1.05%) | $1,300,800 (+1.36%) Land $502,500 Building $798,300 | $1,475,950 |
| 2025 | $16,760.00 (+14.81%) | $1,283,300 (+16.13%) Land $502,500 Building $780,800 | |
| 2024 | $14,598.00 (+1.63%) | $1,105,100 (+7.64%) Land $452,900 Building $652,200 | |
| 2023 | $14,364.00 | $1,026,700 Land $444,300 Building $582,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Ridgeway Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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