5 Ridge St, Marion, NC 28752 Property Records

McDowell County property record for 5 Ridge St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1900
Lot Size	0.086 acres (3,776 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jun 2022)
Tax Bill	$442 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1711-13-14-1616`

Property Details

APN / Parcel Number

Primary APN	`1711-13-14-1616`
Alternative APNs	`74243` `77748`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Heated Area
Basement Area	784 sqft
Finished Basement	784 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,776 sqft (0.086 acres)
Lot Dimensions	59 ft deep x 64 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	77748
Street Address	5 RIDGE ST
City	MARION
State	NC
Zip	28752-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MARION MFG. CO.PB2-48
Legal Subdivision	MARION MANUFACTURING CO SUB
Legal Lot Number	19
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1029
Census Tract	970400

Owner

5 Ridge St is owned and occupied by an individual who bought it in June 2022.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5 RIDGE ST, MARION, NC 28752-5311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	Feb 3, 2021
Deed Document Number	0001402854
Deed Book / Page	1402 / 854
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 13, 2022
Property Address	810 BALDWIN AVE, MARION, NC 28752
Document Number	0014020854
Book / Page	1402 / 854
Map Reference	MB 2 PG 48
Instrument Date	Jun 13, 2022
Instrument	2022003600
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 BROKEN PINE DR, 146, MARION, NC 28752-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 RIDGE ST, MARION, NC 28752-5311

Mortgage

Document Number	2022003601
Date	Jun 13, 2022
Instrument	2022003601

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 3, 2021
Property Address	810 BALDWIN AVE, MARION, NC 28752
Document Number	0013390791
Book / Page	1339 / 791
Map Reference	MB 2 PG 48
Instrument Date	Feb 2, 2021
Instrument	2021000683
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 BROKEN PINE DR, 146, MARION, NC 28752-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 BROKEN PINE DR, MARION, NC 28752-7650

Tax Assessment & Valuation

The 2025 property tax bill for 5 Ridge St was $442.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00	$74,030 Land $25,000 Building $49,030
2023	$442.00	$74,030 Land $25,000 Building $49,030	$74,030 Land $25,000 Building $49,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Ridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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