5 Ridge Rd, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 5 Ridge Rd, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 1989
Lot Size	0.73 acres (31,808 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Sep 2020)
Tax Bill	$12,616 (2026)
Deeds & Mortgages	Mar 2020 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORF M:0013 B:0046 L:0097`

Property Details

APN / Parcel Number

Primary APN	`NORF M:0013 B:0046 L:0097`
Alternative APN	`15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	4,440 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,808 sqft (0.73 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15
Street Address	5 RIDGE RD
City	NORFOLK
State	MA
Zip	02056-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	46
Legal Lot Number	97
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2006
Census Tract	409102

Owner

5 Ridge Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 RIDGE RD, NORFOLK, MA 02056-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 30, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Jul 30, 2013 · Amount on File
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	1456915
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	5 RIDGE RD, NORFOLK, MA 02056-1747
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442852
Date	Mar 25, 2020
Instrument	1442852

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORFOLK MA
Recording Date	Sep 30, 2020
Property Address	5 RIDGE RD, NORFOLK, MA 02056-1747
Document Number	0001456915
Instrument Date	Sep 18, 2020
Instrument	1456915
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIDGE RD NORFOLK MA 020561747, NORFOLK, MA 02056-1747

Mortgage

Document Number	1456916
Date	Sep 30, 2020
Instrument	1456916

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5 Ridge Rd was $12,616, up 3.1% from the year before.

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,616.00 (+3.15%)	$848,400 (+10.77%) Land $238,200 Building $610,200	$818,045 (+0.68%)
2025	$12,231.00 (+6.25%)	$765,900 (+3.6%) Land $190,800 Building $575,100	$812,535
2024	$11,511.00 (+5.23%)	$739,300 (+10.91%) Land $191,800 Building $547,500
2023	$10,939.00	$666,600 Land $191,800 Building $474,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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