Cortland County and Cortland City property record for 5 Rickard St, Cortland, NY 13045
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,504 sqft · built 1976 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,500 (Jun 2018) |
| Tax Bill | $11,648 (2026) |
| Deeds & Mortgages | May 2022 Refinance Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.43-03-13.200 |
| Primary APN | 110200 86.43-03-13.200 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,504 sqft Gross Area |
| Basement Area | 1,752 sqft |
| Finished Basement | 1,752 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 RICKARD ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1392 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 3 |
| Legal Lot Number | 13.200 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 970500 |
5 Rickard St, a residential property, is owned by a company that bought it in June 2018.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 90 CLINTON AVE, CORTLAND, NY 13045-1371 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS COMMUNITY BANK |
| Jun 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOMPKINS TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on File |
| Deed Sale | Jun 6, 2018 · Amount on File |
| Deed Document Number | 20183320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 5 RICKARD ST, CORTLAND, NY 13045-1392 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002546 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022-02546 |
| Name | TOMPKINS COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 6, 2018 |
| Property Address | 5 RICKARD ST, CORTLAND, NY 13045-1392 |
| Document Number | 0000003320 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 3320 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4001 CONABLE AVE CORTLAND NY 130459741, CORTLAND, NY 13045-9741 |
| Document Number | 3322 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 3322 |
| Name | TOMPKINS TR CO |
|---|---|
| Address | ITHACA, NY 14850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5 Rickard St was $11,648, up 58.9% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,648.00 (+58.87%) | ||
| 2025 | $7,332.00 | $305,000 Land $28,900 Building $276,100 | $314,433 Land $29,794 Building $284,639 |
| 2023 | $7,213.00 | $205,000 Land $21,100 Building $183,900 | $280,822 Land $28,904 Building $251,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Rickard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Rickard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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