Orange County property record for 5 Reef, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,604 sqft · built 1989 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $885,000 (Sep 2013) |
| Tax Bill | $10,961 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-582-08 |
| Primary APN | 649-582-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 REEF |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 12774 BLK LOT 36 |
| Legal Tract | 12774 |
| Legal Lot Number | 36 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42337 |
5 Reef is held in a trust since September 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 POINTE MONARCH DR, DANA POINT, CA 92629-3360 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2013 · Amount on File |
| Deed Sale | Sep 5, 2013 · Amount on File |
| Prior Sale | Aug 30, 2002 · Amount on File |
| Deed Document Number | 2013521166 |
| Last Transfer Date | Sep 6, 2016 |
| Transfer Doc | 0000471935 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5 Reef was $10,961.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,106,581 (+2%) Land $814,053 Building $292,528 | |
| 2025 | $10,961.00 | $1,084,884 Land $798,091 Building $286,793 |
| 2023 | $10,550.00 (+1.94%) | $1,042,757 Land $767,100 Building $275,657 |
| 2022 | $10,349.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Reef in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Reef has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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