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5 Reef Knot Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Reef Knot Way, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,554 sqft · built 1926
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Dec 2008)
Tax Bill$10,716 (2026)
Deeds & MortgagesJan 2021 Refinance
Jul 2020 Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APNGLOU M:0110 B:0020 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0110 B:0020 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,554 sqft Living Area
Gross Area4,245 sqft
1st Floor Area1,164 sqft
AtticAttic
Attic Area1,158 sqft
Basement Area260 sqft
Unfinished Basement260 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 REEF KNOT WAY
CityGLOUCESTER
StateMA
Zip01930-1781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionSAMUEL HODGKINS
Legal Block20
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2033
Census Tract221100

Owner

5 Reef Knot Way is owned and occupied by two individuals who acquired it in December 2018.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5 REEF KNOT WAY, GLOUCESTER, MA 01930-1781
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
Jul 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
Jan 22, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2008 · Amount on File
Deed SaleDec 15, 2008 · Amount on File
Deed Book / Page28195 / 173
Last Transfer DateDec 28, 2018
Transfer Doc37284-490
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address5 REEF KNOT WAY, GLOUCESTER, MA 01930-1781
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39474-418
DateJan 29, 2021
Book Page39474/418
Instrument20210129009440
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address5 REEF KNOT WAY, GLOUCESTER, MA 01930-1781
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38745-200
DateJul 24, 2020
Book Page38745/200
Instrument20200724001570
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJan 22, 2019
Property Address5 REEF KNOT WAY, GLOUCESTER, MA 01930-1781
Document Number37284-490
Book / Page037284 / 000490
Instrument DateDec 28, 2018
Instrument1901221910
Transaction TypeTransfer
Record UpdatedFeb 13, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 REEF KNOT WAY GLOUCESTER MA 019301781, GLOUCESTER, MA 01930-1781

Tax Assessment & Valuation

The 2026 property tax bill for 5 Reef Knot Way was $10,716, up 0.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,716.00 (+0.63%)$1,151,000 (+5.06%) Land $537,500 Building $613,500$1,177,191
2025$10,649.00 (+2.09%)$1,095,600 (+2.2%) Land $497,800 Building $597,800
2024$10,431.00 (+6.21%)$1,072,000 (+15.59%) Land $474,200 Building $597,800
2023$9,821.00$927,400 Land $404,500 Building $522,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Reef Knot Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies39 units insured
incl. 3 condo units
Nearby Flood Claims27 (1978–2024)
Claims Outside the SFHA3 of 27
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 3 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Reef Knot Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

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