5 Rectory Dr, Stafford, VA 22554 Property Records

Stafford County property record for 5 Rectory Dr, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,535 sqft · built 2016
Lot Size1.3 acres (56,950 sqft)
OwnerIndividual Name on File
Last Sale$531,000 (Jan 2022)
Tax Bill$5,263 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22-72A

Property Details

APN / Parcel Number

Primary APN22-72A
Alternative APNs
  • 022 72A
  • 15258

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
1st Floor Area881 sqft
Basement Area504 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,950 sqft (1.3 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number15258
Old Parcel Number022 72A
Street Address5 RECTORY DR
CitySTAFFORD
StateVA
Zip22554-4913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2- RURAL RES
Legal DescriptionLOT 2 1.3074 AC WILLIAMS DIVISION
Legal SubdivisionWILLIAMS DIV
Legal Lot Number2 1
JurisdictionSTAFFORD VA
Township / Civil DivisionGRIFFIS-WIDEWATER
Census Block Group1
Census Block1003
Census Tract10107

Owner

5 Rectory Dr is owned and occupied by an individual who bought it in January 2022.

Source: Stafford County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5 RECTORY DR, STAFFORD, VA 22554-4913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME SAVINGS & TRUST MORTGAGE
Nov 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on File
Deed SaleJan 11, 2022 · Amount on File
Prior SaleNov 7, 2016 · Amount on File
Deed Document Number220000490
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJan 11, 2022
Property Address5 RECTORY DR, STAFFORD, VA 22554-4913
Document Number0220000490
Instrument DateJan 6, 2022
Instrument220000490
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 RECTORY DR, STAFFORD, VA 22554-4913

Mortgage

Document Number0220000491
DateJan 11, 2022
Instrument220000491
Lender
NameHOME SAVINGS & TRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 17, 2051
Interest
Rate TypeFixed Rate

Mortgage

Document Number0220000465
DateJan 11, 2022
Instrument220000465
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address5 RECTORY DR, STAFFORD, VA 22554-4913
Document Number200000227
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 RECTORY DR STAFFORD VA 225544913, STAFFORD, VA 22554-4913

Mortgage

Document Number200000227
DateJan 3, 2020
Instrument227
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 2, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5 Rectory Dr was $5,263.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,263.00$561,900 Land $125,000 Building $436,900$561,900 Land $125,000 Building $436,900
2023$4,248.00$449,600 Land $105,000 Building $344,600$449,600 Land $105,000 Building $344,600
2021$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Rectory Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1996–2018)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2018 · rainfall accumulation
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Rectory Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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