5 Rays Cir, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 5 Rays Cir, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,338 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,500 (Nov 2016)
Tax Bill	$10,023 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0931216`

Property Details

APN / Parcel Number

Primary APN	`R0931216`
Alternative APNs	`SCAR M:R093 L:1216` `R093` `7119`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,338 sqft Living Area
Gross Area	6,667 sqft
1st Floor Area	1,559 sqft
Basement Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R093/ /
Street Address	5 RAYS CIR
City	SCARBOROUGH
State	ME
Zip	04074-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	PLEASANT HILLS PH 5
Legal Block	1
Legal Lot Number	1216
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1002
Census Tract	17303

Owner

Source: Cumberland County and Scarborough Town records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Jun 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK
Sep 27, 2019	Deed of Trust, Mortgage LONGFELLOW LNDG LLC
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	201663621
Deed Book / Page	33646 / 243
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414810099
Date	May 30, 2025
Book Page	41481/99
Instrument	19065

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356160293
Date	May 2, 2019
Book Page	35616/293
Instrument	17924

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357430007
Date	Jun 25, 2019
Book Page	35743/7
Instrument	27286

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373310176
Date	Oct 22, 2020
Book Page	37331/176
Instrument	67709

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Document Number	0360280021
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RAYS CIR SCARBOROUGH ME 040747801, SCARBOROUGH, ME 04074-7801

Mortgage

Document Number	0360280021
Date	Sep 30, 2019
Book Page	036028/000021
Instrument	48823

Lender

Name	LONGFELLOW LNDG LLC
Address	10 DANA ST # 400, PORTLAND, ME 04101-4087

Agreement

Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Nov 27, 2017
Property Address	5 RAYS CIR, SCARBOROUGH, ME 04074-7801
Document Number	0344880128
Book / Page	034488 / 000128
Instrument Date	Aug 16, 2017
Instrument	60168
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 RAYS CIR SCARBOROUGH ME 040747801, SCARBOROUGH, ME 04074-7801

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,023.00 (+10.71%)	$884,600 (+56.04%) Land $231,900 Building $652,700
2023	$9,053.00 (+3.76%)	$566,900 (-) Land $155,300 Building $411,600
2022	$8,725.00	$566,900 Land $155,300 Building $411,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1996–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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