Guilford County property record for 5 Ramsgate Ct, Greensboro, NC 27403
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,506 sqft · built 1981 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Mar 2017) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7855014236-000 |
| Primary APN | 7855014236-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,506 sqft Heated Area |
| Gross Area | 2,722 sqft |
| 1st Floor Area | 1,452 sqft |
| Flooring | Vinyl/Resilient |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Wood |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 60 ft deep x 30 ft wide |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 000005990000100013 |
|---|---|
| Street Address | 5 RAMSGATE CT |
| City | GREENSBORO |
| State | NC |
| Zip | 27403-1089 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-8 |
| Legal Description | UNIT 13 PH 1 PB 69-95 FRIENDLY W TW |
| Legal Subdivision | FRIENDLY WEST TWNHSE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 12505 |
Source: Guilford County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5 RAMSGATE CT, GREENSBORO, NC 27403-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 2, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on Record |
| Deed Sale | Mar 2, 2017 · Amount on Record |
| Prior Sale | Jul 29, 2003 · Amount on Record |
| Deed Document Number | 0079091375 |
| Deed Book / Page | 7909 / 1375 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 5 RAMSGATE CT, GREENSBORO, NC 27403-1089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0087982068 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 8798/2068 |
| Instrument | 2024004916 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 5 RAMSGATE CT, GREENSBORO, NC 27403-1089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083871380 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 8387/1380 |
| Instrument | 2021001015 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Mar 2, 2017 |
| Property Address | 5 RAMSGATE CT, GREENSBORO, NC 27403-1089 |
| Document Number | 0079091375 |
| Book / Page | 7909 / 1375 |
| Map Reference | MB 69 PG 95 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 2017011535 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 LIVINGSTONE FALLS DR # DR915, 305, CHARLOTTE, NC 28217-5252 |
| Name | Verified Name |
|---|---|
| Address | 5 RAMSGATE CT, GREENSBORO, NC 27403-1089 |
| Document Number | 2017011536 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017011536 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Guilford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | Greensboro City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,318.00 | $236,500 (-) Land $55,000 Building $181,500 | |
| 2023 | $3,318.00 | $236,500 Land $55,000 Building $181,500 | $236,500 (-) Land $55,000 Building $181,500 |
| 2022 | $236,500 Land $55,000 Building $181,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1982–2019) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREENSBORO serves 319,588 people · EPA ID NC0241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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