5 Raintree Dr, Melbourne, KY 41059 Property Records

Campbell County property record for 5 Raintree Dr, Melbourne, KY 41059

Property Summary

Property Type	Single Family Home
Details	2,982 sqft · built 2004
Owner	2 Individual Names on Record
Last Sale	$53,000 (Mar 2003)
Tax Bill	$6,629 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-28-209.10`

Property Details

APN / Parcel Number

Primary APN	`999-99-28-209.10`

Interior

Stories	2 Stories
Building Area	2,982 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	251 ft deep x 99 ft wide
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	9999928209.10
Street Address	5 RAINTREE DR
City	MELBOURNE
State	KY
Zip	41059-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC 1 RAINTREE SUBD
Legal Subdivision	RAINTREE SUB
Legal Phase	1
Legal Lot Number	9
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1015
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RAINTREE DR, MELBOURNE, KY 41059-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2003 · Amount on Record
Deed Sale	Mar 12, 2003 · Amount on Record
Prior Sale	Nov 26, 2002 · Amount on Record
Deed Document Number	03 03 12 019 00015
Deed Book / Page	0260 / 191
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5 RAINTREE DR, MELBOURNE, KY 41059-9610
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RAINTREE DR, MELBOURNE, KY 41059-9610

Mortgage

Document Number	0005160758
Date	Oct 14, 2022
Book Page	M1091/144
Instrument	5160758

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	42331

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5 RAINTREE DR, MELBOURNE, KY 41059-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005124647
Date	Jan 20, 2021
Book Page	M1030/1
Instrument	5124647

Lender

Name	WARSAW FSLA
Type	Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Melbourne City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,629.00 (+31.53%)	$547,000 (+30.24%) Land $70,000 Building $477,000	$547,000 (+30.24%) Land $70,000 Building $477,000
2023	$5,040.00 (-4%)	$420,000 (-) Land $53,000 Building $367,000	$420,000 (-) Land $53,000 Building $367,000
2022	$5,250.00	$420,000 Land $53,000 Building $367,000	$420,000 Land $53,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	22 (1979–2018)
Claims Outside the SFHA	3 of 22
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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