5 Rainer Dr, Ona, WV 25545 Property Records

Cabell County property record for 5 Rainer Dr, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (May 2020)
Tax Bill	$1,933 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-12-0011.0014`

Property Details

APN / Parcel Number

Primary APN	`03-12-0011.0014`
Alternative APN	`06-03-12-0011.0014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	3,224 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 RAINER DR
City	ONA
State	WV
Zip	25545-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 CHERRY BROOKE SUB 5 RAINER DR ONA C/F 12/11 2018 TAX YEAR
Legal Subdivision	CHERRY BROOKE SUB
Legal Lot Number	5
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1029
Census Tract	10702

Owner

5 Rainer Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 RAINER DR, ONA, WV 25545-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY BANK
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Deed Document Number	20206062243
Deed Book / Page	1421 / 320
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	5 RAINER DR, ONA, WV 25545-9439
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2779/476
Date	May 26, 2020
Book Page	2779/476
Instrument	6062244

Lender

Name	OHIO VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 22, 2046

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	May 26, 2020
Property Address	5 RAINER DR, ONA, WV 25545-9439
Document Number	001421/320
Book / Page	1421 / 320
Map Reference	DB 1353 PG 458
Instrument Date	May 15, 2020
Instrument	6062243
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BESTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 RAINER DR, ONA, WV 25545-9439

Mortgage

Document Number	002779/476
Date	May 26, 2020
Book Page	2779/476
Instrument	6062244

Lender

Name	OHIO VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 22, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5 Rainer Dr was $1,933, up 16.9% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,933.00 (+16.87%)	$142,680 (+17.96%) Land $34,980 Building $107,700	$237,800 (+17.96%) Land $58,300 Building $179,500
2025	$1,654.00	$120,960 Land $28,680 Building $92,280	$201,600 Land $47,800 Building $153,800
2023	$1,388.00 (-4.67%)	$101,100 (-4.04%) Land $11,580 Building $89,520	$168,500 (-4.04%) Land $19,300 Building $149,200
2022	$1,456.00	$105,360 Land $11,580 Building $93,780	$175,600 Land $19,300 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Rainer Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Rainer Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 48% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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