5 Radio Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 5 Radio Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1993
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2015)
Tax Bill	$12,377 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`192010-0020`

Property Details

APN / Parcel Number

Primary APN	`192010-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	213 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	400 sqft
Porch	Finished/Open Porch
Porch Area	414 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 RADIO RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-54 MIRAMAR LOTS 1 & 2 & N30FT LOT 3 BLK E OR3625/1500
Legal Range	30E
Legal Township	07S
Legal Section	07
Legal Subdivision	MIRAMAR
Legal Block	E
Legal Lot Number	1,2,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20200

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RADIO RD, SAINT AUGUSTINE, FL 32084-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2017	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Oct 8, 2012 · Amount on Record
Deed Document Number	201553792
Deed Book / Page	4075 / 1867
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5 RADIO RD, SAINT AUGUSTINE, FL 32084-2881
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RADIO RD, SAINT AUGUSTINE, FL 32084-2881

Mortgage

Document Number	0050950530
Date	Nov 10, 2020
Book Page	5095/530
Instrument	2020101406

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5 RADIO RD, SAINT AUGUSTINE, FL 32084-2881
Document Number	0044591427
Book / Page	004459 / 001427
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 RADIO RD ST AUGUSTINE FL 320842881, ST AUGUSTINE, FL 32084-2881

Mortgage

Document Number	0044591427
Date	Nov 6, 2017
Book Page	004459/001427
Instrument	75554

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,827 (+2.7%)	$1,094,629 (+0.42%) Land $650,000 Building $444,629
2025	$12,377.00 (+7.66%) Homeowner's exemption	$665,849 (+2.9%)	$1,090,042 (+1.19%) Land $650,000 Building $440,042
2024	$11,496.00 (+2.32%) Homeowner's exemption	$647,084 (+3%)	$1,077,183 (+8.8%) Land $650,000 Building $427,183
2023	$11,235.00 (+2.8%) Homeowner's exemption	$628,237 (+3%)	$990,015 (+7.59%) Land $556,140 Building $433,875
2022	$10,929.00 Homeowner's exemption	$609,939	$920,213 Land $555,173 Building $365,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	359 units insured incl. 8 condo units
Nearby Flood Claims	217 (1979–2024)
Claims Outside the SFHA	9 of 217
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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