5 Prospect St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 5 Prospect St, Spring Valley, NY 10977

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,408 sqft · built 2007
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Oct 2011)
Tax Bill$15,024 (2023)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN392605 50.80-1-39.7

Property Details

APN / Parcel Number

Primary APN392605 50.80-1-39.7
Alternative APNs
  • 392605-050-080-0001-039-007-000
  • 260505008000010390070000
  • 00306410000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area704 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions100 ft deep x 100 ft wide
View / LotSuburban

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00306410000
Street Address5 PROSPECT ST
CitySPRING VALLEY
StateNY
Zip10977-7308
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionGARDE ADD
Legal Block1
Legal Lot Number39.7
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1003
Census Tract12302

Owner

Source: Rockland County and Ramapo Town records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 PROSPECT ST, SPRING VALLEY, NY 10977-7308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2011 · Amount on Record
Deed SaleOct 11, 2011 · Amount on Record
Deed Book / Page2011 / 36558
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address5 PROSPECT ST, SPRING VALLEY, NY 10977-7308
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001121
DateJan 11, 2017
Instrument2017-00001121
Lender
NameMEADOWBROOK FINANCIAL MORTGAGE BANKERS C
TypeNon-Lending Institution
AddressGARDEN CITY, NY 11530
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalitySpring Valley Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$32,500 (-) Land $15,000 Building $17,500$6,600 (-)
2023$15,024.00$32,500 Land $15,000 Building $17,500$6,600 Land $3,046 Building $3,554

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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