5 Prospect St, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 5 Prospect St, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,323 sqft · built 1940
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2015)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0013 B:0000 L:0034`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0013 B:0000 L:0034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
Gross Area	4,384 sqft
Basement Area	976 sqft
Unfinished Basement	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 PROSPECT ST
City	NAHANT
State	MA
Zip	01908-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	34
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	3
Census Block	3025
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PROSPECT ST, NAHANT, MA 01908-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage LYNN FIREMENS FCU
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	Jun 23, 1994 · Amount on Record
Deed Document Number	2015563746
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	5 PROSPECT ST, NAHANT, MA 01908-1219
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581522
Date	Apr 11, 2017
Instrument	581522

Lender

Name	LYNN FIREMENS FCU

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	5 PROSPECT ST, NAHANT, MA 01908-1219
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612229
Date	May 18, 2020
Instrument	612229

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,953.00 (+5.6%)	$978,500 (+4.69%) Land $554,500 Building $424,000	$844,645
2024	$8,478.00 (+9.61%)	$934,700 (+9.85%) Land $533,200 Building $401,500
2023	$7,735.00	$850,900 Land $469,200 Building $381,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	46 units insured incl. 3 condo units
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	15 of 47
Most Recent Claim	Mar 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 12 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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