Monmouth County and Highlands Borough property record for 5 Prospect St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,382 sqft · built 1933 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Company Name on File |
| Last Sale | $473,000 (Jul 2021) |
| Tax Bill | $9,186 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00028-0000-00003-03 |
| Primary APN | 19-00028-0000-00003-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 60 ft deep x 122 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 160 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 00006440 |
|---|---|
| Street Address | 5 PROSPECT ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Legal Lot Number | 3.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 800102 |
5 Prospect St is owned by a company that bought it in July 2021.
Source: Monmouth County and Highlands Borough records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 PROSPECT ST, HIGHLANDS, NJ 07732-1823 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Aug 11, 2009 · Amount on File |
| Deed Document Number | 2021115949 |
| Deed Book / Page | 9531 / 5302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 29, 2021 |
| Property Address | 5 PROSPECT ST, HIGHLANDS, NJ 07732-1823 |
| Document Number | 0095315302 |
| Book / Page | 9531 / 5302 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021115949 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,915.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MOUNTAIN ST, 15, HIGHLANDS, NJ 07732-1845 |
| Name | Verified Name |
|---|---|
| Address | 5 PROSPECT ST, HIGHLANDS, NJ 07732-1823 |
| Document Number | 2021115950 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021115950 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 5 Prospect St was $9,186, down 0.2% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,600 (+18.88%) Land $487,900 Building $150,700 | $638,600 (+18.88%) Land $487,900 Building $150,700 | |
| 2025 | $9,186.00 (-0.16%) | $537,200 Land $387,900 Building $149,300 | $537,200 Land $387,900 Building $149,300 |
| 2024 | $9,201.00 | ||
| 2023 | $487,100 Land $318,100 Building $169,000 | $487,100 Land $318,100 Building $169,000 | |
| 2022 | $8,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Prospect St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (1992–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Prospect St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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