5 Prospect Rd, Centerport, NY 11721 Property Records

Suffolk County and Huntington Town property record for 5 Prospect Rd, Centerport, NY 11721

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Sep 2003)
Tax Bill	$18,616 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400-044.00-01.00-021.000`

Property Details

APN / Parcel Number

Primary APN	`0400-044.00-01.00-021.000`
Alternative APNs	`472689 044.00-01.00-021.000` `268904400001000210000000` `472600127090`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	5 PROSPECT RD
City	CENTERPORT
State	NY
Zip	11721-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK LOT 4
Legal Subdivision	MILL POND POINT
Legal Block	100
Legal Lot Number	21
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1005
Census Tract	110501

Owner

5 Prospect Rd is owned and occupied by an individual who acquired it in July 2018.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 PROSPECT RD, CENTERPORT, NY 11721-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2003 · Amount on File
Deed Sale	Sep 26, 2003 · Amount on File
Prior Sale	Jul 28, 2000 · Amount on File
Deed Book / Page	12274 / 406
Last Transfer Date	Jul 25, 2018
Transfer Doc	0129810447
Record Updated	Sep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 4, 2018
Property Address	5 PROSPECT RD, CENTERPORT, NY 11721-1129
Document Number	0129810447
Book / Page	012981 / 000447
Instrument Date	Jul 25, 2018
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PROSPECT RD CENTERPORT NY 117211129, CENTERPORT, NY 11721-1129

Mortgage

Document Number	229650859
Date	Oct 4, 2018
Book Page	022965/000859

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Harborfields Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,700 (-6.93%) Land $750 Building $3,950	$1,044,445 (+10,788.71%) Land $166,667 Building $877,778
2024	$18,616.00		$9,592 (+4.47%) Land $1,531 Building $8,061
2023		$5,050 Land $750 Building $4,300	$9,182 Land $1,364 Building $7,818

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Prospect Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	32 (1978–2021)
Claims Outside the SFHA	11 of 32
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20