5 Prancing Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 5 Prancing Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1966
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Jun 1986)
Tax Bill	$9,138 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`12122`

Property Details

APN / Parcel Number

Primary APN	`12122`
Alternative APN	`CHEL M:0080 B:0318 L:11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	1,620 sqft
Basement Area	331 sqft
Unfinished Basement	331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12122
Street Address	5 PRANCING RD
City	CHELMSFORD
State	MA
Zip	01824-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	318
Legal Lot Number	11
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	2
Census Block	2010
Census Tract	317201

Owner

5 Prancing Rd is owner-occupied and held in a trust since June 2025.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 PRANCING RD, CHELMSFORD, MA 01824-1921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1986 · Amount on File
Deed Sale	Jun 12, 1986 · Amount on File
Deed Book / Page	3529 / 308
Last Transfer Date	Jun 13, 2025
Transfer Doc	0039319-42
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jun 30, 2023
Property Address	5 PRANCING RD, CHELMSFORD, MA 01824-1921
Document Number	037925-229
Book / Page	37925 / 229
Instrument Date	Jun 30, 2023
Instrument	18869
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 PRANCING RD, CHELMSFORD, MA 01824-1921

Mortgage

Document Number	0000018870
Date	Jun 30, 2023
Instrument	18870

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	5 PRANCING RD, CHELMSFORD, MA 01824-1921
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36199-27
Date	Aug 31, 2021
Book Page	36199/27
Instrument	51322

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5 Prancing Rd was $9,138, up 4.9% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,138.00 (+4.87%)	$688,600 (+9.84%) Land $396,300 Building $292,300	$744,895 (-)
2025	$8,714.00 (+0.55%)	$626,900 (-1.48%) Land $361,200 Building $265,700	$744,895 (+22.21%)
2024	$8,666.00 (+4.65%)	$636,300 (+10.41%) Land $361,200 Building $275,100	$609,520
2023	$8,281.00	$576,300 Land $367,900 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Prancing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Prancing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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