5 Pond St, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Pond St, Westerly, RI 02891

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 4,092 sqft · built 1920
Lot Size	0.198 acres (8,614 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Oct 2018)
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Feb 2021 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:46 B:79`

Property Details

APN / Parcel Number

Primary APN	`WEST M:46 B:79`
Alternative APNs	`M:046 B:79 L` `4048886`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,092 sqft Living Area
Gross Area	6,268 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,614 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4048886
Street Address	5 POND ST
City	WESTERLY
State	RI
Zip	02891-1582
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	79
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1028
Census Tract	50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 755, WESTERLY, RI 02891-0755
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEWETT CITY SAVINGS BANK
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SYNERGY ONE LENDING
Oct 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	20184453
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 POND ST, WESTERLY, RI 02891-1582
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-4259
Date	Feb 17, 2021
Book Page	2021/4259
Instrument	2021-932

Lender

Name	JEWETT CITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 POND ST, WESTERLY, RI 02891-1582
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-7508
Date	Apr 27, 2020
Book Page	2020/7508
Instrument	2020-1733

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 22, 2018
Property Address	5 POND ST, WESTERLY, RI 02891-1582
Document Number	2018-7815
Book / Page	002018 / 017815
Instrument Date	Oct 19, 2018
Instrument	4453
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POND ST WESTERLY RI 028911582, WESTERLY, RI 02891-1582

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,980.00 (+25.08%)	$511,600 (+63.35%) Land $159,300 Building $352,300
2023	$3,182.00 (+0.6%)	$313,200 (-) Land $114,000 Building $199,200
2022	$3,163.00	$313,200 Land $114,000 Building $199,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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