5 Polk Ct, Bristol, RI 02809 Property Records

Bristol Town property record for 5 Polk Ct, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,882 sqft · built 2003
Lot Size0.251 acres (10,925 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Oct 2010)
Tax Bill$7,424 (2026)
Deeds & MortgagesFeb 2022 Refinance
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3-0260-98

Property Details

APN / Parcel Number

Primary APN3-0260-98
Alternative APNs
  • BRIS M:156 L:127
  • 8538

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,882 sqft Living Area
Gross Area4,978 sqft
Basement Area1,726 sqft
Unfinished Basement1,126 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,925 sqft (0.251 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3-0260-98
Street Address5 POLK CT
CityBRISTOL
StateRI
Zip02809-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number127
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3001
Census Tract30901

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 POLK CT, BRISTOL, RI 02809-4113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BAYCOAST MORTGAGE COMPANY
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANKNEWPORT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2010 · Amount on Record
Deed SaleOct 6, 2010 · Amount on Record
Prior SaleSep 14, 2009 · Amount on Record
Deed Book / Page1560 / 184
Transfer Doc1505-54
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address5 POLK CT, BRISTOL, RI 02809-4113
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002158-300
DateFeb 16, 2022
Book Page2158/300
Instrument543
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address5 POLK CT, BRISTOL, RI 02809-4113
Document Number2005-281
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 POLK CT BRISTOL RI 028094113, BRISTOL, RI 02809-4113

Mortgage

Document Number2005-281
DateNov 4, 2019
Book Page002005/000281
Instrument3105
Lender
NameBANKNEWPORT
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,424.00 (+15.93%)
2025$6,404.00 (+5.38%)$463,400 (+1.87%) Land $148,800 Building $314,600
2023$6,077.00 (+2.76%)$454,900 (-) Land $148,800 Building $306,100
2022$5,914.00$454,900 Land $148,800 Building $306,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2001–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable · Fiber in parts of the area
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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