5 Polk Cir, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 5 Polk Cir, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,226 sqft · built 1956
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0003G185000`

Property Details

APN / Parcel Number

Primary APN	`0003G185000`
Alternative APNs	`0003G185` `4577`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,226 sqft Heated Area
1st Floor Area	1,226 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4577
Old Parcel Number	0003G185000
Street Address	5 POLK CIR
City	FORT OGLETHORPE
State	GA
Zip	30742-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 32 FAIRLAWN ACRES BLK F
Legal Subdivision	FAIRLAWN
Legal Block	F
Legal Lot Number	32
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	2
Census Block	2000
Census Tract	30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed of Trust, Mortgage · FHA Mortgage MARLIN MORTGAGE CAPITAL
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage COLTEN MORTGAGE
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage COLTEN MORTGAGE
Apr 2, 2019	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	0002225624
Deed Book / Page	2225 / 624
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836

Mortgage

Document Number	0023900000000372
Date	Jun 12, 2025
Book Page	0000002390/0000000372
Instrument	2025003975

Lender

Name	MARLIN MORTGAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 31, 2022
Property Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836
Document Number	0022250624
Book / Page	2225 / 624
Instrument Date	May 31, 2022
Instrument	2022-001289
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836

Mortgage

Document Number	0022250000000626
Date	Jun 8, 2022
Book Page	0000002225/0000000626
Instrument	004834

Lender

Name	COLTEN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 31, 2022
Property Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836
Document Number	0022250624
Book / Page	2225 / 624
Instrument Date	May 31, 2022
Instrument	2022-001289
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836

Mortgage

Document Number	0000004834
Date	May 31, 2022
Instrument	004834

Lender

Name	COLTEN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 2, 2019
Property Address	5 POLK CIR, FORT OGLETHORPE, GA 30742-3836
Document Number	0019800457
Book / Page	001980 / 000457
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 POLK CIR FORT OGLETHORPE GA 307423836, FORT OGLETHORPE, GA 30742-3836

Mortgage

Document Number	19800459
Date	Apr 2, 2019
Book Page	001980/000459

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (+20.32%)	$63,792 (+50.41%) Land $10,000 Building $53,792	$159,480 (+50.41%) Land $25,000 Building $134,480
2023	$1,191.00 (+27.11%)	$42,413 Land $7,245 Building $35,168	$106,033 Land $18,113 Building $87,920
2022	$937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2009–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ringgold Telephone Company.

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