Flagler County property record for 5 Pointing Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,287 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2024) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00790-0090 |
| Primary APN | 07-11-31-7028-00790-0090 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,287 sqft Heated Area |
| Gross Area | 1,995 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5 POINTING PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 28 BL 79 LT 9 OR 172 PG 563 OR 386 PG 418 OR 688 PG 573-DC OR 1659/291-OD OR 1704/1083 OR 2254/1719 OR 2314/85 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 79 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 60213 |
5 Pointing Pl is owned by an individual who bought it in June 2024.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7615 EDINBURGH ST, CHOWCHILLA, CA 93610-8461 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jun 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 25, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Document Number | 2024023068 |
| Deed Book / Page | 2874 / 280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 0026580784 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 2658/784 |
| Instrument | 2022008138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 3, 2024 |
| Property Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 0028740280 |
| Book / Page | 2874 / 280 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | May 16, 2024 |
| Instrument | 2024023068 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 BOWMAN PL, PALM COAST, FL 32137-8505 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7615 EDINBURGH ST, CHOWCHILLA, CA 93610-8461 |
| Document Number | 0002874282 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 2874/282 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 0025071910 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 2507/1910 |
| Instrument | 2020053681 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 25, 2018 |
| Property Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 0023140855 |
| Book / Page | 2314 / 0855 |
| Map Reference | MB9 PG51-66 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 2018040205 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,148.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 2018040206 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018040206 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 5 POINTING PL, PALM COAST, FL 32164-6753 |
| Document Number | 0022541719 |
| Book / Page | 002254 / 001719 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 2700 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 POINTING PL PALM COAST FL 321646753, PALM COAST, FL 32164-6753 |
| Document Number | 22541720 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002254/001720 |
| Instrument | 2701 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2048 |
The 2025 property tax bill for 5 Pointing Pl was $3,596.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,596.00 | $197,905 Land $53,500 Building $144,405 | $197,905 Land $53,500 Building $144,405 |
| 2023 | $1,438.00 (+1.99%) Homeowner's exemption | $120,359 (+3%) | $195,934 (+2.55%) Land $44,000 Building $151,934 |
| 2022 | $1,410.00 Homeowner's exemption | $116,854 | $191,057 Land $43,500 Building $147,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Pointing Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Pointing Pl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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