5 Poe Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 5 Poe Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 2001
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Feb 2005)
Tax Bill	$4,844 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T020300587`

Property Details

APN / Parcel Number

Primary APN	`T020300587`
Alternative APN	`2-0050-8880-00-0011.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
Gross Area	4,897 sqft
1st Floor Area	2,135 sqft
Basement Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300587
Street Address	5 POE CT
City	O FALLON
State	MO
Zip	63366-7457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #2 LOT 11
Legal Subdivision	VLGS AT WALDEN POND #2
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3007
Census Tract	311802

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5 POE CT, O FALLON, MO 63366-7457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · ARM GREAT SOUTHERN BANK
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2005 · Amount on Record
Deed Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	2005106230
Deed Book / Page	4092 / 2394
Last Transfer Date	Jan 19, 2016
Transfer Doc	0065061148
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 POE CT, O FALLON, MO 63366-7457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068511040
Date	Dec 11, 2017
Book Page	6851/1040
Instrument	20171211000765060

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.95%
Index	1-Year LIBOR
Max Rate	8.95%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 POE CT, O FALLON, MO 63366-7457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069001310
Date	Apr 4, 2018
Book Page	6900/1310
Instrument	20180404000178600

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,560 (+12.51%)	$434,524 (+12.51%) Land $80,000 Building $354,524
2024	$4,844.00
2023		$73,377
2022			$386,197 Land $55,000 Building $331,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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