The 2026 property tax bill for 5 Pirates Ln was $4,365, up 4.1% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Essex County
Municipality
Gloucester City
Unified School District
Gloucester School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$4,365.00 (+4.1%)
$468,800 (+8.67%)Building $468,800
$431,593
2025
$4,193.00 (+6.66%)
$431,400 (+6.78%)Building $431,400
2024
$3,931.00 (+4.35%)
$404,000 (+13.58%)Building $404,000
$454,385
2023
$3,767.00
$355,700Building $355,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5 Pirates Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 30 individual policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
51 units insured incl. 21 condo units
Nearby Flood Claims
7 (1984–2018)
Claims Outside the SFHA
2 of 7
Most Recent Claim
Jan 2018 · other causes
Claims by Event
Coastal Storm, Oct 1991 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5 Pirates Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source
Surface water
Last State Inspection
Oct 2023
Lead
3 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025