5 Pirates Ln, Apt 2, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Pirates Ln, Apt 2, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,001 sqft · built 1890
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on File
Last Sale	$460,100 (Jan 2021)
Tax Bill	$5,242 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0063 B:0044 L:0002`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0063 B:0044 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	17 Units
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,380 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5 PIRATES LN, 2
City	GLOUCESTER
State	MA
Zip	01930-3850
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MI
Legal Subdivision	PIRATES LAND CONDO
Legal Block	44
Legal Lot Number	2
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1013
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Pirates Ln, Apt 2 is owned by an individual who bought it in January 2021.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 SPRING AVE, SOUTH HAMILTON, MA 01982-2022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC
Dec 29, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Book / Page	39466 / 139
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	3946000139
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 28, 2021
Property Address	5 PIRATES LN APT 2, 2, GLOUCESTER, MA 01930-3850
Document Number	039466-139
Book / Page	39466 / 139
Instrument Date	Jan 26, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PIRATES LN APT 2, 2, GLOUCESTER, MA 01930-3850
Investor	Possibly a Property Investor

Mortgage

Document Number	0039466141
Date	Jan 28, 2021
Instrument	39466/141

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 29, 2017
Property Address	5 PIRATES LN APT 2, 2, GLOUCESTER, MA 01930-3850
Document Number	36445-432
Book / Page	036445 / 000432
Instrument Date	Dec 29, 2017
Instrument	1712296880
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PIRATES LN #2 GLOUCESTER MA 019303850, 2, GLOUCESTER, MA 01930-3850

Tax Assessment & Valuation

The 2026 property tax bill for 5 Pirates Ln, Apt 2 was $5,242, up 3.9% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,242.00 (+3.95%)	$563,000 (+8.52%) Building $563,000	$541,319
2025	$5,043.00 (+6.66%)	$518,800 (+6.77%) Building $518,800
2024	$4,728.00 (+4.39%)	$485,900 (+13.61%) Building $485,900	$599,830
2023	$4,529.00	$427,700 Building $427,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Pirates Ln, Apt 2 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pirates Ln, Apt 2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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