5 Pirates Ln, Apt 12, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Pirates Ln, Apt 12, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 660 sqft · built 1890
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Oct 2018)
Tax Bill	$4,401 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0063 B:0044 L:0012`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0063 B:0044 L:0012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	17 Units
Stories	2 Stories
Building Area	660 sqft Living Area
Gross Area	766 sqft
1st Floor Area	444 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,380 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5 PIRATES LN, 12
City	GLOUCESTER
State	MA
Zip	01930-3850
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MI
Legal Subdivision	FARWOOD GREEN 04
Legal Block	44
Legal Lot Number	12
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1013
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Pirates Ln, Apt 12 is owned and occupied by an individual who bought it in October 2018.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 PIRATES LN, 12, GLOUCESTER, MA 01930-3850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Oct 30, 2018	Deed, Transfer NORTHERN BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	Mar 24, 2016 · Amount on File
Deed Book / Page	37118 / 269
Transfer Doc	34794-45
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	5 PIRATES LN APT 12, 12, GLOUCESTER, MA 01930-3850
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039644-426
Date	Mar 15, 2021
Book Page	39644/426
Instrument	20210315002400

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 30, 2018
Property Address	5 PIRATES LN APT 12, 12, GLOUCESTER, MA 01930-3850
Document Number	37118-269
Book / Page	37118 / 269
Instrument	181030005490
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371180272
Date	Oct 30, 2018
Instrument	37118/0272

Lender

Name	NORTHERN BK & TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Pirates Ln, Apt 12 was $4,401, up 4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,401.00 (+4.02%)	$472,700 (+8.59%) Building $472,700	$421,400
2025	$4,231.00 (+6.68%)	$435,300 (+6.8%) Building $435,300
2024	$3,966.00 (+4.37%)	$407,600 (+13.6%) Building $407,600	$459,895
2023	$3,800.00	$358,800 Building $358,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Pirates Ln, Apt 12 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pirates Ln, Apt 12 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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