Schenectady County and Niskayuna Town property record for 5 Pinecrest Dr, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,308 sqft · built 1992 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Aug 2018) |
| Tax Bill | $15,335 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.11-2-49 |
| Primary APN | 422400 61.11-2-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 966 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 267 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 PINECREST DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | MERLIN PARK |
| Legal Block | 2 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32102 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage TRUSTCO BANK |
| Mar 4, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Mar 4, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Oct 1, 2019 | Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK |
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | May 11, 2015 · Amount on Record |
| Deed Document Number | 201838006 |
| Deed Book / Page | 1994 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5 PINECREST DR, NISKAYUNA, NY 12309-1641 |
| Document Number | 0000033761 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 5309/68 |
| Instrument | 202333761 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046449 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 4945/910 |
| Instrument | 201946449 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 PINECREST DR, NISKAYUNA, NY 12309-1641 |
| Document Number | 0000008535 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 5074/910 |
| Instrument | 202108535 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 PINECREST DR, NISKAYUNA, NY 12309-1641 |
| Document Number | 0000008534 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 5074/904 |
| Instrument | 202108534 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Document Number | 0000046450 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 PINECREST DR NISKAYUNA NY 123091641, NISKAYUNA, NY 12309-1641 |
| Document Number | 0000046450 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 004945/000916 |
| Instrument | 46450 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 24, 2018 |
| Property Address | 5 PINECREST DR, SCHENECTADY, NY 12309-1641 |
| Document Number | 0000038006 |
| Book / Page | 1994 / 450 |
| Map Reference | CAB H MAP 376-378 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 201838006 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 PINECREST DR, 5, NISKAYUNA, NY 12309-1641 |
| Name | Verified Name |
|---|---|
| Address | 355 STATE ST APT 4WR, 4WR, ALBANY, NY 12210-1227 |
| Document Number | 0000038007 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 201838007 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,335.00 (+1.55%) | ||
| 2025 | $15,101.00 | $350,000 (-) Land $73,000 Building $277,000 | $518,500 (+17.04%) Land $108,144 Building $410,356 |
| 2023 | $350,000 Land $73,000 Building $277,000 | $443,000 Land $92,397 Building $350,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1978–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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