Charles County property record for 5 Pine St, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,000 sqft · built 1963 |
| Lot Size | 0.249 acres (10,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,515 (Dec 2013) |
| Tax Bill | $8,774 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003315 |
| Primary APN | 07-003315 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,836 sqft (0.249 acres) |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 003315 |
|---|---|
| Street Address | 5 PINE ST |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 SEC 2 POTOMAC WDS II IND HEAD |
| Legal Subdivision | POTOMAC WDS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 850202 |
Source: Charles County records · APN 07-003315
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NRL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on Record |
| Deed Sale | Dec 19, 2013 · Amount on Record |
| Prior Sale | Jun 30, 2000 · Amount on Record |
| Deed Book / Page | 8439 / 306 |
| Prior Transfer Date | Jul 25, 2008 |
| Prior Transfer Doc | 0066820732 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0117060096 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 11706/96 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0126700411 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 12670/411 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096950226 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 9695/226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0111130428 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 11113/428 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5 PINE ST, INDIAN HEAD, MD 20640-1512 |
| Document Number | 0114390074 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 PINE ST INDIAN HEAD MD 206401512, INDIAN HEAD, MD 20640-1512 |
| Document Number | 0114390074 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 011439/000074 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 16, 2030 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,774.00 (+139.4%) Homeowner's exemption | $276,100 (+18.08%) Land $70,100 Building $206,000 | $276,100 (-) Land $70,100 Building $206,000 |
| 2023 | $3,665.00 (+13.82%) Homeowner's exemption | $233,833 (+9.94%) | $276,100 (+29.81%) Land $70,100 Building $206,000 |
| 2022 | $3,220.00 Homeowner's exemption | $212,700 Land $64,100 Building $148,600 | $212,700 Land $64,100 Building $148,600 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 371 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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