5 Pine Ln, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 5 Pine Ln, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,724 sqft · built 1960
Lot Size	0.333 acres (14,501 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2020)
Tax Bill	$4,797 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:083A B:000D L:0000005`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:083A B:000D L:0000005`
Alternative APN	`CHRL M:083A B:000D L:0000005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	1,852 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,501 sqft (0.333 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	5 PINE LN
City	CHARLTON
State	MA
Zip	01507-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	D
Legal Lot Number	5
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4020
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 PINE LN, CHARLTON, MA 01507-6643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Sep 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Jan 9, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	2020109209
Deed Book / Page	63301 / 69
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	63301-69
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	5 PINE LN, CHARLTON, MA 01507-6643
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66116-278
Date	Sep 22, 2021
Book Page	66116/278
Instrument	132692

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Sep 21, 2020
Property Address	5 PINE LN, CHARLTON, MA 01507-6643
Document Number	63301-69
Book / Page	63301 / 69
Instrument Date	Aug 27, 2020
Instrument	109209
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PINE LN, CHARLTON, MA

Mortgage

Document Number	109210
Date	Sep 21, 2020
Instrument	109210

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHARLTON MA
Recording Date	Jan 9, 2019
Property Address	5 PINE LN, CHARLTON, MA 01507-6643
Document Number	59920-63
Book / Page	059920 / 000063
Instrument Date	Jan 9, 2019
Instrument	2390
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Tax	$775.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,797.00 (+1.83%)	$438,500 (+3.59%) Land $125,500 Building $313,000	$521,699 (+42.64%)
2025	$4,711.00 (+6.03%)	$423,300 (+8.04%) Land $119,600 Building $303,700	$365,750 (-22.03%)
2024	$4,443.00 (+37.55%)	$391,800 (+47.63%) Land $113,800 Building $278,000	$469,110
2023	$3,230.00	$265,400 Land $93,600 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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