5 Pine Forest Ct, Dardenne Prairie (O Fallon), MO 63368 Property Records

St. Charles County property record for 5 Pine Forest Ct, Dardenne Prairie, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,248 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2021)
Tax Bill	$5,160 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A974000099`

Property Details

APN / Parcel Number

Primary APN	`A974000099`
Alternative APN	`4-0034-7504-00-0035.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,248 sqft Living Area
Gross Area	4,729 sqft
1st Floor Area	2,524 sqft
Basement Area	1,317 sqft
Finished Basement	724 sqft
Unfinished Basement	593 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A974000099
Street Address	5 PINE FOREST CT
City	DARDENNE PRAIRIE
State	MO
Zip	63368-6765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES #2 LOT 35
Legal Subdivision	WHISPERING PINES #2
Legal Lot Number	35
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3015
Census Tract	311904

Owner

5 Pine Forest Ct is owned and occupied by two individuals who bought it in July 2021.

Source: St. Charles County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PINE FOREST CT, O FALLON, MO 63368-6765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Jul 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Jul 14, 2021
Deed Document Number	202158931
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2021
Property Address	5 PINE FOREST CT, DARDENNE PRAIRIE, MO 63368-6765
Document Number	2021R058930
Map Reference	MB 33 PG 175
Instrument Date	Jul 9, 2021
Instrument	2021R-058930
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16267 N 71ST ST # 200, 200, SCOTTSDALE, AZ 85254
Investor	Possibly a Property Investor

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2021
Property Address	5 PINE FOREST CT, DARDENNE PRAIRIE, MO 63368-6765
Document Number	2021R058931
Map Reference	MB 33 PG 175
Instrument Date	May 26, 2021
Instrument	2021R-058931
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PINE FOREST CT, O FALLON, MO 63368-6765

Mortgage

Document Number	2021R058932
Date	Jul 14, 2021
Instrument	2021R-058932

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2017
Property Address	5 PINE FOREST CT, DARDENNE PRAIRIE, MO 63368-6765
Document Number	0068322070
Book / Page	6832 / 2070
Map Reference	MB 33 PG 175
Instrument Date	Oct 27, 2017
Instrument	20171101000686490
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 PINE FOREST CT, 5, DARDENNE PRAIRIE, MO 63368-6765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 PINE FOREST CT, DARDENNE PRAIRIE, MO 63368-6765

Mortgage

Document Number	20171101000686510
Date	Nov 1, 2017
Instrument	20171101000686510

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Pine Forest Ct was $5,160, up 4.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,160.00 (+4.58%)	$82,149	$432,365 Land $65,000 Building $367,365
2024	$4,934.00
2023		$76,372
2022			$401,959 Land $55,000 Building $346,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Pine Forest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pine Forest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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