5 Phils Path, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Phils Path, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Year Built	Built 2022
Square Footage	3,880 sqft Living Area
Lot Size	44,375 sqft (1.01 acres)
Occupancy	Owner Occupied
Tax Bill	$10,704.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4106760`
Alternative APN	`WEST M:152 B:103 L:1 U:3`

Interior

Total Rooms	8 Rooms
Building Area	3,880 sqft Living Area
Gross Area	9,189 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	44,375 sqft (1.01 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4106760
Street Address	5 PHILS PATH
City	WESTERLY
State	RI
Zip	02891-2074
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Block	103
Legal Lot Number	1
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3025
Census Tract	50902

Owner

Source: Westerly Town records · APN 4106760

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 PHILS PATH, WESTERLY, RI 02891-2074
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 05, 2024
Transfer Doc	2024-13844
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	5 PHILS PATH, WESTERLY, RI 02891-2074
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026-1641
Date	Feb 03, 2026
Book Page	2026/1641
Instrument	2026-354

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,704.00 (+69.45%)	$1,505,500 (+129.25%) Land $399,800 Building $1,105,700
2023	$6,317.00 (+162.77%)	$656,700 (+161.11%) Land $288,000 Building $368,700
2022	$2,404.00	$251,500 Land $251,500

Flood & Wildfire

5 Phils Path is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 17th in Rhode Island
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.