5 Phillips St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 5 Phillips St, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,473 sqft · built 1870
Lot Size	0.165 acres (7,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,500 (Mar 2006)
Tax Bill	$5,909 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SALE M:16 L:0245 S:801`

Property Details

APN / Parcel Number

Primary APN	`SALE M:16 L:0245 S:801`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,473 sqft Living Area
Gross Area	2,149 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,196 sqft (0.165 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 PHILLIPS ST
City	SALEM
State	MA
Zip	01970-1537
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Lot Number	245
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2007
Census Tract	204600

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PHILLIPS ST, SALEM, MA 01970-1537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2006 · Amount on Record
Deed Sale	Mar 31, 2006 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Book / Page	25517 / 101
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 PHILLIPS ST, SALEM, MA 01970-1537
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041286-178
Date	Nov 4, 2022
Book Page	41286/178
Instrument	127

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 PHILLIPS ST, SALEM, MA 01970-1537
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040029-140
Date	Jun 28, 2021
Book Page	40029/140
Instrument	20210628007230

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,909.00 (+0.87%)	$548,100 (+6.1%) Building $548,100	$562,464 (+25.09%)
2025	$5,858.00 (+1.58%)	$516,600 (+4.09%) Building $516,600	$449,635
2024	$5,767.00 (+6.23%)	$496,300 (+14.35%) Building $496,300
2023	$5,429.00	$434,000 Building $434,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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