Union County and Cranford Township property record for 5 Phillips St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 3,445 sqft · built 2011 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Aug 2011) |
| Tax Bill | $18,845 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00593-0000-00003-02 |
| Primary APN | 03-00593-0000-00003-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,445 sqft Living Area |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 8,002 sqft (0.184 acres) |
| Account Number | 714501 |
|---|---|
| Street Address | 5 PHILLIPS ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CRANFORD HEIGHTS |
| Legal Block | 593 |
| Legal Lot Number | 3.2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 37300 |
5 Phillips St is owned and occupied by an individual who bought it in August 2011.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 PHILLIPS ST, CRANFORD, NJ 07016-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2011 · Amount on File |
| Deed Sale | Aug 8, 2011 · Amount on File |
| Deed Document Number | 2011225936 |
| Deed Book / Page | 5873 / 636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 PHILLIPS ST, CRANFORD, NJ 07016-3457 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0148782891 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 14878/2891 |
| Instrument | 3587 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 PHILLIPS ST, CRANFORD, NJ 07016-3457 |
| Document Number | 0146802808 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 PHILLIPS ST CRANFORD NJ 070163457, CRANFORD, NJ 07016-3457 |
| Document Number | 0146802808 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 014680/002808 |
| Instrument | 690122 |
| Name | MLD MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 19, 2035 |
The 2025 property tax bill for 5 Phillips St was $18,845, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,000 (-) Land $88,000 Building $172,000 | $260,000 (-) Land $88,000 Building $172,000 | |
| 2025 | $18,845.00 (+6.92%) | $260,000 Land $88,000 Building $172,000 | $260,000 Land $88,000 Building $172,000 |
| 2024 | $17,625.00 | ||
| 2023 | $260,000 Land $88,000 Building $172,000 | $260,000 Land $88,000 Building $172,000 | |
| 2022 | $17,191.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Phillips St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Phillips St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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