5 Phillips Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 5 Phillips Rd, Saugerties, NY 12477

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 2,288 sqft · built 1975
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jul 2017)
Tax Bill	$8,562 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118221.000`

Property Details

APN / Parcel Number

Primary APN	`118221.000`
Alternative APNs	`488901700300060210000000` `514889 17.3-6-21.100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,288 sqft Total Area
1st Floor Area	1,184 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	180 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	118221.000
Street Address	5 PHILLIPS RD
City	SAUGERTIES
State	NY
Zip	12477-3224
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	15
Legal Block	6
Legal Lot Number	21.100
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	4
Census Block	4005
Census Tract	950400

Owner

5 Phillips Rd, a residential property, is owned and occupied by two individuals who bought it in July 2017.

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jul 7, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Document Number	20179736
Deed Book / Page	6182 / 88
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	5 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012331
Date	Oct 21, 2025
Book Page	13614/97
Instrument	2025-12331

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 7, 2017
Property Address	5 PHILLIPS RD, SAUGERTIES, NY 12477-3224
Document Number	0000009736
Book / Page	006182 / 000088
Instrument Date	Jul 7, 2017
Instrument	9736
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	708 NEIGHBORHOOD RD #1 LAKE KATRINE NY 124495338, 1, LAKE KATRINE, NY 12449-5338

Mortgage

Document Number	9737
Date	Jul 7, 2017
Book Page	011343/000307
Instrument	9737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Phillips Rd was $8,562.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,562.00	$431,500 Land $72,000 Building $359,500	$431,500 Land $72,000 Building $359,500
2023		$367,000 (+17.07%) Land $69,500 Building $297,500	$367,000 (+17.07%) Land $69,500 Building $297,500
2022		$313,500 Land $69,500 Building $244,000	$313,500 Land $69,500 Building $244,000
2021	$2,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Phillips Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 98.4% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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