5 Phillips Dr, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 5 Phillips Dr, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,348 sqft · built 1973
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jul 2020)
Tax Bill	$13,029 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0016.0 P:0062 S:0000`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0016.0 P:0062 S:0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
Gross Area	5,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 PHILLIPS DR
City	WESTFORD
State	MA
Zip	01886-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2028
Census Tract	318300

Owner

5 Phillips Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PHILLIPS DR, WESTFORD, MA 01886-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	May 3, 1994 · Amount on File
Deed Document Number	202033664
Deed Book / Page	34402 / 22
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	34402-22
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	5 PHILLIPS DR, WESTFORD, MA 01886-3404
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036110-46
Date	Aug 9, 2021
Book Page	36110/46
Instrument	46934

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Jul 24, 2020
Property Address	5 PHILLIPS DR, WESTFORD, MA 01886-3404
Document Number	34402-22
Book / Page	34402 / 22
Instrument Date	Jun 26, 2020
Instrument	33664
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 PHILLIPS DR, WESTFORD, MA 01886-3404

Mortgage

Document Number	33665
Date	Jul 24, 2020
Instrument	33665

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Phillips Dr was $13,029, up 1.6% from the year before.

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,029.00 (+1.61%)	$993,800 (+4.39%) Land $353,300 Building $640,500	$1,042,340
2025	$12,823.00 (+2.71%)	$952,000 (+5%) Land $346,500 Building $605,500
2024	$12,485.00 (+1.64%)	$906,700 (+8.95%) Land $330,000 Building $576,700	$901,360
2023	$12,283.00	$832,200 Land $314,100 Building $518,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Phillips Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Phillips Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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