5 Pepperidge Trl, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 5 Pepperidge Trl, Old Saybrook, CT 06475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 1985
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Apr 1999)
Tax Bill$5,216 (2025)
Deeds & MortgagesSep 2024 Line of Credit
Aug 2019 Refinance
Flood ZoneZone X (minimal risk)
APN542500

Property Details

APN / Parcel Number

Primary APN542500
Alternative APN
  • OSAY M:050 B:017 L:49

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area3,888 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number542500
Street Address5 PEPPERIDGE TRL
CityOLD SAYBROOK
StateCT
Zip06475-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA-1
Legal Block17
Legal Lot Number49
JurisdictionOLD SAYBROOK CT
Township / Civil DivisionOLD SAYBROOK
Census Block Group2
Census Block2003
Census Tract670100

Owner

5 Pepperidge Trl is owned and occupied by two individuals who bought it in April 1999.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address5 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 1999 · Amount on File
Deed SaleApr 5, 1999 · Amount on File
Deed Book / Page366 / 860
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLD SAYBROOK CT
Property Address5 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Transaction TypeMortgage
Record UpdatedOct 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000693-937
DateSep 17, 2024
Book Page693/937
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLD SAYBROOK CT
Property Address5 PEPPERIDGE TRL, OLD SAYBROOK, CT 06475-1043
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number643-125
DateAug 2, 2019
Book Page643/125
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueSep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 5 Pepperidge Trl was $5,216.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOld Saybrook Town
Unified School DistrictOld Saybrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,216.00$336,500 Land $89,500 Building $247,000$235,550 Land $62,650 Building $172,900
2024$5,216.00 (+4.4%)
2023$4,996.00 (+1.83%)$244,300 (-) Land $71,300 Building $173,000
2022$4,906.00$244,300 Land $71,300 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Pepperidge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pepperidge Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pepperidge Trl

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