5 Pensacola Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 5 Pensacola Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,150 (Jan 2024)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04009064`

Property Details

APN / Parcel Number

Primary APN	`014.019.04009064`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,274 sqft
1st Floor Area	988 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	286 sqft
Porch	Open Frame Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 PENSACOLA CT
City	ARNOLD
State	MO
Zip	63010-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOT 51
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	51
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1012
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 31, 2020	Quit Claim Deed, Transfer · FHA Mortgage FAMILY FIN MTG
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	20241483
Prior Transfer Date	Jan 18, 2024
Prior Transfer Doc	0000001483
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 23, 2024
Property Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251
Document Number	0000001483
Map Reference	MB 27 PG 10
Instrument Date	Jan 16, 2024
Instrument	2024R-001483
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251

Mortgage

Document Number	0000001484
Date	Jan 23, 2024
Instrument	2024R-001484

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Nov 24, 2021
Property Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251
Document Number	2021R051106
Map Reference	MB 27 PG 10
Instrument Date	Nov 19, 2021
Instrument	2021R-051106
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251

Mortgage

Document Number	2021R051107
Date	Nov 24, 2021
Instrument	2021R-051107

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 31, 2020
Property Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251
Document Number	0000003801
Instrument Date	Jan 24, 2020
Instrument	3801
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PENSACOLA CT ARNOLD MO 630101251, ARNOLD, MO 63010-1251

Mortgage

Document Number	3803
Date	Jan 31, 2020
Instrument	3803

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5 PENSACOLA CT, ARNOLD, MO 63010-1251
Document Number	0000003803
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PENSACOLA CT ARNOLD MO 630101251, ARNOLD, MO 63010-1251

Mortgage

Document Number	0000003803
Date	Jan 31, 2020
Instrument	3803

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,800 (+3.7%) Land $2,300 Building $14,500	$88,200 (+3.76%) Land $12,000 Building $76,200
2025	$1,097.00 (+4.58%)	$16,200 (+8%) Land $2,300 Building $13,900	$85,000 (-) Land $12,000 Building $73,000
2024	$1,049.00 (+0.58%)		$85,000 (+7.59%) Land $12,000 Building $73,000
2023	$1,043.00	$15,000 Land $2,300 Building $12,700	$79,000 Land $12,000 Building $67,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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