5 Penny Ln, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 5 Penny Ln, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1984
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Dec 2021)
Tax Bill	$10,675 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 26-1-8.4`

Property Details

APN / Parcel Number

Primary APN	`332489 26-1-8.4`
Alternative APNs	`248902600000010084000000` `26-1-8.4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,534 sqft
Basement Area	598 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	832 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	26-1-8.4
Street Address	5 PENNY LN
City	CORNWALL
State	NY
Zip	12518-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 C J ASSOCIATES SUB
Legal Subdivision	C J ASSOCIATES
Legal Block	1
Legal Lot Number	8.400
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	5
Census Block	5026
Census Tract	13100

Owner

5 Penny Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PENNY LN, CORNWALL, NY 12518-2132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	202182110
Deed Book / Page	15108 / 1400
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 8, 2021
Property Address	5 PENNY LN, CORNWALL, NY 12518-2132
Document Number	0000082110
Book / Page	15108 / 1400
Instrument Date	Nov 8, 2021
Instrument	20210082110
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 217TH PL, QUEENS VILLAGE, NY 11429-1550

Mortgage

Document Number	0000082111
Date	Dec 8, 2021
Instrument	20210082111

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,500 (-) Land $94,000 Building $183,500	$438,900 (+3.08%)
2024	$10,675.00	$277,500 (+1.83%) Land $94,000 Building $183,500	$425,800 (+5.4%)
2023		$272,500 (-) Land $94,000 Building $178,500	$404,000 (+11.85%) Land $139,361 Building $264,639
2022		$272,500 Land $94,000 Building $178,500	$361,200 Land $124,597 Building $236,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Penny Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (2011–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 3 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Penny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20