5 Pennington Dr, Westminster, MD 21157 Property Records

Carroll County property record for 5 Pennington Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 2002
Lot Size	0.438 acres (19,092 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2016)
Tax Bill	$3,999 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-140495`

Property Details

APN / Parcel Number

Primary APN	`07-140495`
Alternative APNs	`7140495` `140495`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,092 sqft (0.438 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	140495
Street Address	5 PENNINGTON DR
City	WESTMINSTER
State	MD
Zip	21157-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 2 - 0.438 AC 5 PENNINGTON DR 44-15 PENNINGTON PLACE
Legal Subdivision	PENNINGTON PLACE
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2009
Census Tract	507801

Owner

5 Pennington Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PENNINGTON DR, WESTMINSTER, MD 21157-5804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Nov 14, 2002 · Amount on File
Deed Book / Page	8346 / 328
Prior Transfer Date	May 24, 2016
Prior Transfer Doc	0083460351
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5 PENNINGTON DR, WESTMINSTER, MD 21157-5804
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101560382
Date	Mar 11, 2021
Book Page	10156/382

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 5 Pennington Dr was $3,999, up 9.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,999.00 (+9.2%)	$357,100 (+9.2%) Land $97,700 Building $259,400	$357,100 (-) Land $97,700 Building $259,400
2025	$3,662.00	$327,000	$357,100 Land $97,700 Building $259,400
2023	$3,014.00	$266,800 Land $97,700 Building $169,100	$266,800 Land $97,700 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Pennington Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pennington Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20