5 Payne Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 5 Payne Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	3,005 sqft · built 2004
Lot Size	0.233 acres (10,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2018)
Tax Bill	$22,667 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00496-0000-00054-03`

Property Details

APN / Parcel Number

Primary APN	`05-00496-0000-00054-03`
Alternative APNs	`05004960000000540003` `00014352`

Interior

Building Area	3,005 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,136 sqft (0.233 acres)
Lot Dimensions	93 ft deep x 109 ft wide

Location & Zoning

Account Number	00014352
Street Address	5 PAYNE CT
City	EDISON
State	NJ
Zip	08820-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	109X93
Legal Subdivision	VANESSA PROJECT
Legal Block	496
Legal Lot Number	54.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3017
Census Tract	1411

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PAYNE CT, EDISON, NJ 08820-1958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Jun 26, 2004 · Amount on Record
Deed Document Number	201837406
Deed Book / Page	17162 / 675
Record Updated	Sep 20, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 23, 2018
Property Address	5 PAYNE CT, EDISON, NJ 08820-1958
Document Number	0000037406
Book / Page	017162 / 000672
Instrument Date	Apr 11, 2018
Instrument	37406
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	62 AMBOY AVE METUCHEN NJ 088402545, METUCHEN, NJ 08840-2545

Mortgage

Document Number	37407
Date	Apr 23, 2018
Book Page	017162/000681
Instrument	37407

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2033

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,900 (-) Land $99,100 Building $281,800	$380,900 (-) Land $99,100 Building $281,800
2025	$22,667.00 (+3.82%)	$380,900 (-) Land $99,100 Building $281,800	$380,900 (-) Land $99,100 Building $281,800
2024	$21,833.00 (+0.47%)
2023		$380,900 Land $99,100 Building $281,800	$380,900 Land $99,100 Building $281,800
2022	$21,730.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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