5 Park St, Saugatuck, MI 49453 Property Records

Allegan County property record for 5 Park St, Saugatuck, MI 49453 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4.5 ba · 3,068 sqft · built 2005
Lot Size0.426 acres (18,557 sqft)
OwnerCompany Name on File
Last Sale$1,700,000 (Nov 2023)
Tax Bill$33,094 (2025)
Deeds & MortgagesMar 2006 Mortgage
Oct 2012 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN57-009-095-00

Property Details

APN / Parcel Number

Primary APN57-009-095-00

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,068 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area18,557 sqft (0.426 acres)
Lot Dimensions310 ft deep x 44 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5 PARK ST
CitySAUGATUCK
StateMI
Zip49453-9698
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBEG AT SW COR TH N 66' TH E 158' TH S 22' TH E 185' TH S 44' TH W 343' TO POB GOES WITH 59-540-026-00 ACCORDING TO MASTER
Legal Range16W
Legal Township03N
Legal Section09
Legal SubdivisionSINGAPORE HARBOR CONDO
JurisdictionALLEGAN MI
Township / Civil DivisionSAUGATUCK
Census Block Group1
Census Block1014
Census Tract30801

Owner

Source: Allegan County records · APN 57-009-095-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5 PARK ST, SAUGATUCK, MI 49453-9698
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2006Deed of Trust, Mortgage
MACATAWA BANK
Oct 04, 2012Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN STATE UNIVERSITY FCU
Nov 03, 2023Warranty Deed, Transfer · Conventional Mortgage
UBS BANK USA
Mar 07, 2019Intrafamily Transfer, Transfer
Jul 18, 2016Warranty Deed, Transfer · ARM
BANK OF AMERICA NA
Mar 26, 2007Warranty Deed, Transfer
BANK OF AMERICA NA
May 04, 2006Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number202316275
Deed Book / Page4900 / 18
Prior Transfer DateMar 01, 2019
Prior Transfer Doc004325/358
Record UpdatedSep 20, 2026

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002959/638
DateMar 13, 2006
Book Page2959/638
Lender
NameMACATAWA BANK
TypeBank
Address10753 MACATAWA DR, HOLLAND, MI 49424
Agreement
AmountAmount Recorded

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Transaction TypeMortgage
Record UpdatedJun 25, 2026
Title CompanySTEWART TITLE, STEWART TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003662/138
DateOct 04, 2012
Book Page3662/138
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressEAST LANSING, MI 48826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2042

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateNov 03, 2023
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Document Number0004900/18
Book / Page4900 / 18
Instrument DateOct 20, 2023
Instrument2023016275
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyCHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,750.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 PARK ST, SAUGATUCK, MI 49453-9698

Mortgage

Document Number0004900/20
DateNov 03, 2023
Book Page4900/20
Instrument2023016276
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term8 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2020
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.6%
IndexSOFR Average 30-Day
Margin3
Max Rate16.6%

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMar 07, 2019
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Document Number004325/358
Book / Page4325 / 358
Instrument DateMar 01, 2019
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5 PARK ST, SAUGATUCK, MI 49453-9698

July 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJul 18, 2016
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Document Number004047/102
Book / Page4047 / 102
Instrument DateJul 13, 2016
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6215 BRIDGEWATER CIR, EAST LANSING, MI 48823-9200

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 HERALD ST, PLYMOUTH, MI 48170-1539

Mortgage

Document Number0004047104
DateJul 18, 2016
Instrument4047/104
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2046
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateAug 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.62%
Index1-Year LIBOR
Max Rate7.62%

March 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMar 26, 2007
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Document Number003101/951
Book / Page3101 / 951
Instrument DateMar 05, 2007
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyEVONS TITLE, DEVON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,439.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 854, DOUGLAS, MI 49406-0854

Transferred To (Grantee/Buyer)

NameVerified Name
Address1330 BRIDLEWOOD LN, WILLIAMSTON, MI 48895-8713
InvestorPossibly a Property Investor

Mortgage

Document Number0003101953
DateMar 26, 2007
Instrument3101/953
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueApr 01, 2037

May 2006: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMay 04, 2006
Property Address5 PARK ST, SAUGATUCK, MI 49453-9698
Document Number002981/477
Book / Page2981 / 477
Instrument DateOct 24, 2005
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6516 CLEARBROOK DR, SAUGATUCK, MI 49453-9618

Transferred To (Grantee/Buyer)

NameVerified Name
Address6515 CLEARBROOK DR, SAUGATUCK, MI 49453-9618

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalitySaugatuck City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$907,600 (-3.29%) Land $147,100 Building $760,500$1,815,200 (-3.29%) Land $294,200 Building $1,521,000
2025$33,094.00 (+3.25%) Homeowner's exemption$938,500 (+36.51%) Land $216,000 Building $722,500$1,877,000 (+36.51%) Land $432,000 Building $1,445,000
2024$32,053.00
2023$687,500 Land $132,100 Building $555,400$1,375,000 Land $264,200 Building $1,110,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 17% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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