5 Palmer St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 5 Palmer St, Worcester, MA 01605

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,100 sqft · built 1890
Lot Size	0.067 acres (2,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,500 (Nov 2024)
Tax Bill	$5,872 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-025-00002`

Property Details

APN / Parcel Number

Primary APN	`1-025-00002`
Alternative APN	`WORC M:01 B:025 L:00002`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,050 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,935 sqft (0.067 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	1-025-00002
Street Address	5 PALMER ST
City	WORCESTER
State	MA
Zip	01605-2928
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BL-1
Legal Block	25
Legal Lot Number	2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3003
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PALMER ST, WORCESTER, MA 01605-2928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Mar 31, 2017	Quit Claim Deed, Transfer EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Book / Page	71247 / 279
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 22, 2019
Property Address	5 PALMER ST, WORCESTER, MA 01605-2928
Document Number	60178-129
Book / Page	60178 / 129
Instrument Date	Mar 17, 2019
Instrument	24880
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PALMER ST, WORCESTER, MA 01605-2928

Mortgage

Document Number	24881
Date	Mar 22, 2019
Instrument	24881

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 31, 2017
Property Address	5 PALMER ST, WORCESTER, MA 01605-2928
Document Number	56927-394
Book / Page	56927 / 394
Instrument	32877
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569280001
Date	Mar 31, 2017
Instrument	56928/0001

Lender

Name	EQUITY PRIME MTG

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 31, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,872.00 (+24.22%)	$442,200 (+23.38%) Land $60,800 Building $381,400	$471,851
2025	$4,727.00 (+12.82%)	$358,400 (+22.66%) Land $57,200 Building $301,200
2023	$4,190.00	$292,200 Land $49,700 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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