Richland County property record for 5 Overcup Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,927 sqft · built 2003 |
| Lot Size | 0.526 acres (22,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,690 (Oct 2006) |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05203-01-10 |
| Primary APN | 05203-01-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,927 sqft Heated Area |
| Gross Area | 7,567 sqft |
| 1st Floor Area | 1,894 sqft |
| Basement Area | 1,894 sqft |
| Unfinished Basement | 1,894 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,916 sqft (0.526 acres) |
| Garage Area | 737 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 821 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01715923 |
|---|---|
| Street Address | 5 OVERCUP CT |
| City | IRMO |
| State | SC |
| Zip | 29063-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 461 64.9X152.3X262.4X51.2X222.4 #SU ASCOT RIDGE PHASE III #PR RB861-781 |
| Legal Subdivision | ASCOT RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 64,461 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10308 |
5 Overcup Ct is owned and occupied by an individual who acquired it in August 2021.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 OVERCUP CT, IRMO, SC 29063-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2006 · Amount on File |
| Deed Sale | Oct 5, 2006 · Amount on File |
| Prior Sale | Aug 1, 2006 · Amount on File |
| Deed Document Number | 200691004 |
| Deed Book / Page | 1237 / 2671 |
| Last Transfer Date | Aug 25, 2021 |
| Transfer Doc | 0026630433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 9, 2021 |
| Property Address | 5 OVERCUP CT, IRMO, SC 29063-9538 |
| Document Number | 0026630433 |
| Book / Page | 2663 / 433 |
| Map Reference | MB 681 PG 3190 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021060237 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 OVERCUP CT, IRMO, SC 29063-9538 |
| Document Number | 2021060236 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021060236 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 5 OVERCUP CT, IRMO, SC 29063-9538 |
| Document Number | 2488/1049 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 OVERCUP CT IRMO SC 290639538, IRMO, SC 29063-9538 |
| Document Number | 2488/1049 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 002488/001049 |
| Instrument | 21072 |
| Name | VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
The 2025 property tax bill for 5 Overcup Ct was $4,120.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 | $474,600 (-) | $645,300 (-) Land $70,000 Building $575,300 |
| 2024 | $474,600 (+2,774.97%) | $645,300 (+56.36%) Land $70,000 Building $575,300 | |
| 2023 | $3,471.00 | $16,508 | $412,700 |
| 2021 | $3,518.00 | $16,510 | $412,700 Land $60,000 Building $352,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Overcup Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Overcup Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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