5 Orchard Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Orchard Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,390 sqft · built 1945
Lot Size	0.24 acres (10,441 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Sep 1996)
Tax Bill	$7,615 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-D B:0008 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-D B:0008 L:0004`
Alternative APNs	`M:008=D B:0008 L:0004` `10204000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	1,030 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,441 sqft (0.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10204000
Street Address	5 ORCHARD AVE
City	SAUGUS
State	MA
Zip	01906-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3007
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 29, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1996 · Amount on Record
Deed Sale	Sep 17, 1996 · Amount on Record
Deed Book / Page	13757 / 500
Last Transfer Date	Dec 18, 2022
Transfer Doc	041375-201
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Apr 27, 2026
Property Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264
Document Number	043350-349
Book / Page	43350 / 349
Instrument Date	Apr 17, 2026
Instrument	20262340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264

Mortgage

Document Number	0000002340,
Date	Apr 27, 2026
Book Page	43350/349
Instrument	20262340

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043041-279
Date	Oct 31, 2025
Book Page	43041/279
Instrument	20251031003090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 29, 2022
Property Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264
Document Number	041375-201
Book / Page	41375 / 201
Instrument Date	Dec 18, 2022
Instrument	20221229000350
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ORCHARD AVE, SAUGUS, MA 01906-3264

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,615.00 (+3.77%)	$730,800 (+6.36%) Land $366,300 Building $358,000	$810,205 (+6.65%)
2025	$7,338.00 (+2.39%)	$687,100 (+2.1%) Land $334,600 Building $352,500	$759,715
2024	$7,167.00 (+3.48%)	$673,000 (+9.41%) Land $325,600 Building $347,400
2023	$6,926.00	$615,100 Land $284,900 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Orchard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures