5 Olivia Cir, Alexander, NC 28701 Property Records

Buncombe County property record for 5 Olivia Cir, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,669 sqft · built 2018
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Apr 2017)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9722-53-0194-00000`

Property Details

APN / Parcel Number

Primary APN	`9722-53-0194-00000`
Alternative APN	`972203439069000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,669 sqft Living Area
1st Floor Area	1,552 sqft
2nd Floor Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	60 sqft
Patio Area	416 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	972203439069000
Street Address	5 OLIVIA CIR
City	ALEXANDER
State	NC
Zip	28701-9147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/17/2017 DEED
Legal Description	DEED DATE:04/17/2017 DEED:5539-1295 SUBDIV:RONALD KEITH PLAT:0109-0141
Legal Subdivision	RONALD KEITH
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	2
Census Block	2012
Census Tract	2604

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 OLIVIA CIR, ALEXANDER, NC 28701-9147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Jan 24, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Apr 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	0055391295
Deed Book / Page	5539 / 1295
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 OLIVIA CIR, ALEXANDER, NC 28701-9147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056111445
Date	Nov 17, 2017
Book Page	5611/1445

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 OLIVIA CIR, ALEXANDER, NC 28701-9147
Document Number	0057421387
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 OLIVIA CIR ALEXANDER NC 28701, ALEXANDER, NC 28701

Mortgage

Document Number	0057421387
Date	Feb 8, 2019
Book Page	005742/001387

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 17, 2017
Property Address	5 OLIVIA CIR, ALEXANDER, NC 28701-9147
Document Number	0055391295
Book / Page	005539 / 001295
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	May 22, 2017

Transaction

Amount	Amount Recorded
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 OLIVIA CIR ALEXANDER NC 28701, ALEXANDER, NC 28701

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (+13.65%)	$690,100 (+5.78%)
2023	$4,697.00	$652,400	$652,400 (-5.46%) Land $74,800 Building $577,600
2021			$690,100 Land $59,800 Building $630,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Olivia Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures