5 Old Union Tpke, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 5 Old Union Tpke, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,828 sqft · built 1804
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Oct 2023)
Tax Bill	$10,732 (2025)
Deeds & Mortgages	Oct 2023 Sale Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`LANC M:010.0 B:0000 L:0117.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:010.0 B:0000 L:0117.0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,828 sqft Living Area
Gross Area	5,463 sqft
1st Floor Area	2,106 sqft
Basement Area	1,722 sqft
Unfinished Basement	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1804
Effective Year Built	Effective 1964
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Brick
Roof Type	Mansard
Roof Material	Slate
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 OLD UNION TPKE
City	LANCASTER
State	MA
Zip	01523-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	J & A REALTY TRUST
Legal Lot Number	117.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4017
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 OLD UNION TPKE, LANCASTER, MA 01523-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Quit Claim Deed, Transfer
Jan 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Sep 20, 1993 · Amount on Record
Deed Book / Page	69825 / 202
Prior Transfer Date	Sep 22, 2023
Prior Transfer Doc	069825-202
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Oct 31, 2023
Property Address	5 OLD UNION TPKE, LANCASTER, MA 01523-2737
Document Number	069825-202
Book / Page	69825 / 202
Instrument Date	Sep 22, 2023
Instrument	90854
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OLD UNION TPKE, LANCASTER, MA 01523-2737

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jan 5, 2021
Property Address	5 OLD UNION TPKE, LANCASTER, MA 01523-2737
Document Number	0064150-88
Book / Page	64150 / 88
Instrument Date	Dec 30, 2020
Instrument	1045
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 OLD UNION TPKE, LANCASTER, MA 01523-2737

Mortgage

Document Number	0064150-91
Date	Jan 5, 2021
Book Page	64150/91
Instrument	1046

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,732.00 (+62.58%)	$664,100 (+72.94%) Land $118,600 Building $545,500	$829,160 (+18.75%)
2024			$698,250
2023	$6,601.00	$384,000 Land $98,800 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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