5 Old Mill Dr, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 5 Old Mill Dr, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,114 sqft · built 1963
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Apr 2013)
Tax Bill$3,218 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Sale & Mortgage
APN05-00494-08-00002

Property Details

APN / Parcel Number

Primary APN05-00494-08-00002
Alternative APN
  • 0500494000800002

Interior

Stories1 Story
Building Area1,114 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide

Location & Zoning

Street Address5 OLD MILL DR
CityCAPE MAY
StateNJ
Zip08204-3359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionOB494-DL2
Legal SubdivisionBAYSHORE WEST SEC 01
Legal Block494.8
Legal Lot Number2
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group3
Census Block3017
Census Tract21805

Owner

5 Old Mill Dr is owned and occupied by two individuals who acquired it in August 2013.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5 OLD MILL DR, CAPE MAY, NJ 08204-3359
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL FREEDOM MTG
Jul 28, 2017Grant Deed, Transfer · Conventional Mortgage
MERIDIAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2013 · Amount on File
Deed SaleApr 25, 2013 · Amount on File
Prior SaleApr 25, 2003 · Amount on File
Deed Document Number20139
Deed Book / Page3533 / 992
Last Transfer DateAug 27, 2013
Transfer Doc0035500726
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address5 OLD MILL DR, CAPE MAY, NJ 08204-3359
Document Number0063760454
Instrument DateFeb 20, 2021
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyEAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 OLD MILL DR CAPE MAY NJ 082043359, CAPE MAY, NJ 08204-3359

Mortgage

Document Number0063760454
DateApr 16, 2021
Book Page006376/000454
Instrument19024
Lender
NameFINANCIAL FREEDOM MTG
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 15, 2051

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateJul 28, 2017
Property Address5 OLD MILL DR, CAPE MAY, NJ 08204-3359
Document Number0037430054
Book / Page003743 / 000054
Instrument DateJul 14, 2017
Instrument23164
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyTITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 OLD MILL DR NORTH CAPE MAY NJ 082043359, NORTH CAPE MAY, NJ 08204-3359

Mortgage

Document Number58870908
DateJul 28, 2017
Book Page005887/000908
Instrument23165
Lender
NameMERIDIAN BK
TypeBank
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,700 (-) Land $96,400 Building $62,300$158,700 (-) Land $96,400 Building $62,300
2025$158,700 Land $96,400 Building $62,300$158,700 Land $96,400 Building $62,300
2024$3,218.00
2023$158,700 Land $96,400 Building $62,300$158,700 Land $96,400 Building $62,300
2022$3,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 5 Old Mill Dr; there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims12 (1979–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Old Mill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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