5 Old Mill Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Old Mill Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,150 sqft · built 1984
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on File
Last Sale	$989,000 (Jun 2023)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 2 148`

Property Details

APN / Parcel Number

Primary APN	`18A 2 148`
Alternative APN	`3011`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	2,150 sqft
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Detached
Garage Area	660 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	475 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3011
Street Address	5 OLD MILL CT
City	PALMYRA
State	VA
Zip	22963-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230001692 SHADWELL-2 LOT 148 22,670 SF
Legal Subdivision	SHADWELL LAKE MONTICELLO
Legal Block	14
Legal Lot Number	148
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2019
Census Tract	20104

Owner

5 Old Mill Ct is owned by a company that bought it in June 2023.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	5 OLD MILL CT, PALMYRA, VA 22963-3236
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 22, 2023	Cash Sale Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Deed Document Number	20231692
Prior Transfer Date	Mar 31, 2014
Prior Transfer Doc	000916/084
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 OLD MILL CT, PALMYRA, VA 22963-3236
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001703141
Date	Sep 27, 2017
Instrument	1703141

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Fixed Rate

June 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 22, 2023
Property Address	5 OLD MILL CT, PALMYRA, VA 22963-3236
Document Number	0230001692
Map Reference	DB 566 PG 573
Instrument Date	Jun 6, 2023
Instrument	230001692
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$989.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OLD MILL CT, PALMYRA, VA 22963-3236

Tax Assessment & Valuation

The 2025 property tax bill for 5 Old Mill Ct was $6,714, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$889,340 (-) Land $210,000 Building $679,340	$889,340 (-) Land $210,000 Building $679,340
2025	$6,714.00 (+0.66%)	$889,340 Land $210,000 Building $679,340	$889,340 Land $210,000 Building $679,340
2024	$6,670.00
2023		$574,400 Land $210,000 Building $364,400	$574,400 Land $210,000 Building $364,400
2022	$4,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Old Mill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Old Mill Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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