5 Old County Rd, Chester, CT 06412 Property Records

Chester Town property record for 5 Old County Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,081 sqft · built 1949
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,500 (Dec 1989)
Tax Bill	$7,253 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:4 B:187`

Property Details

APN / Parcel Number

Primary APN	`CHES M:4 B:187`
Alternative APNs	`CSTR M:4 B:187` `00042000` `42000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	2,921 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	42000
Street Address	5 OLD COUNTY RD
City	CHESTER
State	CT
Zip	06412-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	187
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4000
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Nov 19, 2016	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1989 · Amount on Record
Deed Sale	Dec 13, 1989 · Amount on Record
Prior Sale	Dec 13, 1989 · Amount on Record
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Recording Date	Apr 2, 2026
Property Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Document Number	000188-571
Book / Page	188 / 571
Instrument Date	Mar 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Investor	Possibly a Property Investor

Mortgage

Document Number	0188000571,
Date	Apr 2, 2026
Book Page	188/571

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.01%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Document Number	173-361
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OLD COUNTY RD CHESTER CT 064121245, CHESTER, CT 06412-1245

Mortgage

Document Number	173-361
Date	Nov 12, 2019
Book Page	000173/000361

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2039

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Document Number	171-867
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OLD COUNTY RD CHESTER CT 064121245, CHESTER, CT 06412-1245

Mortgage

Document Number	171-867
Date	Mar 14, 2019
Book Page	000171/000867

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2039

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	5 OLD COUNTY RD, CHESTER, CT 06412-1245
Document Number	167-833
Book / Page	000167 / 000833
Instrument Date	Nov 19, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	167-833
Date	Jan 23, 2017
Book Page	000167/000833

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,253.00	$267,820 (+50.36%) Land $73,430 Building $194,390	$187,474 Land $51,401 Building $136,073
2024	$7,253.00 (+37.11%)
2023	$5,290.00 (+0.67%)	$178,120 (-) Land $54,740 Building $123,380
2022	$5,255.00	$178,120 Land $54,740 Building $123,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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