5 OLD COACH RD NAPA CA 945583858, NAPA, CA 94558-3858
Mortgage
Document Number
0000004643
Date
Mar 22, 2019
Instrument
4643
Lender
Name
BANK OF AMERICA
Type
Bank
Address
TAMPA, FL 33634
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
June 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
NAPA CA
Recording Date
Jun 14, 2017
Property Address
5 OLD COACH RD, NAPA, CA 94558-3858
Document Number
0000013479
Map Reference
MAP17 PG1-3
Instrument Date
Jun 9, 2017
Instrument
2017-0013479
Transaction Type
Transfer
Record Updated
Aug 12, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
5 OLD COACH RD, NAPA, CA 94558-3858
Mortgage
Document Number
0000013480
Date
Jun 14, 2017
Instrument
2017-0013480
Lender
Name
CROSSCOUNTRY MORTGAGE INC
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.12%
Type Change Date
Jul 1, 2024
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.12%
Index
1-Year LIBOR
Max Rate
8.12%
Tax Assessment & Valuation
The 2026 property tax bill for 5 Old Coach Rd was $35,395 with a homeowner's exemption, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Napa County
Municipality
Napa City
Unified School District
Napa Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$35,395.00 (+2.08%)Homeowner's exemption
$3,074,105 (+2%)Land $974,188Building $2,099,917
$3,074,105 (+2%)Land $974,188Building $2,099,917
2025
$34,675.00Homeowner's exemption
$3,013,830Land $955,087Building $2,058,743
$3,013,830Land $955,087Building $2,058,743
2023
$32,878.00 (+1.46%)Homeowner's exemption
$2,896,800Land $918,000Building $1,978,800
2022
$32,405.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5 Old Coach Rd in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
54 (1982–2019)
Claims Outside the SFHA
5 of 54
Most Recent Claim
Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 17 claims
Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 12 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5 Old Coach Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood
0.05% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source
Surface water
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025